Home Insurance

Home Insurance Services at Patranella Insurance Advisors, LLC

For those exploring options for comprehensive home insurance in the heart of Texas, your search ends here. At Patranella Insurance Advisors, LLC, assisting you with solid, reliable protection for your most valuable asset is our top priority.

Types, Coverage, and Options

Finding the right home insurance policy can be challenging. It's important to understand the types of policies available, including:

• HO-1 (Basic Form): Provides protection against potential perils like fire or smoke, explosions, lightning, hail, theft, and vandalism.
• HO-2 (Broad Form): Includes everything in HO-1, with additional coverage for falling objects, damage from the weight of ice, snow, or sleet, freezing of household systems, and accidental discharge or overflow of water or steam.
• HO-3 (Special Form): The most common type of home insurance in the United States, it covers property and personal belongings, plus personal liability.
• HO-8 (Older Home Form): Designed for older homes, this policy usually reimburses you for damage on an actual cash value basis, which can be lower than repair or replacement costs.

Choosing the right cover depends on several factors, including location, property value, and personal requirements. At Patranella Insurance Advisors, LLC, we walk you through each stage, ensuring you select a policy that best fits your needs.

Why Choose Us?

Our unwavering dedication to providing exceptional home insurance solutions for the residents of Texas sets us apart. We believe in clear communication, timely service, professionalism, and, most importantly, protecting your home so you can live worry-free.

Whether you're a first-time buyer, looking to switch policies, or have questions about your current home insurance, we're here to help. Safeguard your home in Texas with Patranella Insurance Advisors, LLC. Contact us today to start the journey of protecting your home.